Friday, January 31, 2025

Fw: ANS -- Evolution Made Us Cooperative, Not Competitive

Dear ANS group -- this is an old article, but I am sending it out again because it's upbeat, and in case you forgot about it. 
--Kim

----- Forwarded Message -----
From: Kim Cooper <kimc0240@gmail.com>
Sent: Saturday, November 30, 2019 at 04:40:27 PM PST
Subject: ANS -- Evolution Made Us Cooperative, Not Competitive

This one is short and heartening.  You'll enjoy it.  It's about the dominance of cooperation over competition, and how trees and fungi help each other.  
--Kim



Evolution Made Us Cooperative, Not Competitive

The story we are told about Darwinism isn't really true

Douglas Rushkoff
Nov 6 · 3 min read

Nature is a collaborative act. If humans are the most evolved species, it is only because we have developed the most advanced ways of working and playing together.

We've been conditioned to believe in the myth that evolution is about competition: the survival of the fittest. In this view, each creature struggles against all the others for scarce resources. Only the strongest ones survive to pass on their superior genes, while the weak deserve to lose and die out.

But evolution is every bit as much about cooperation as competition. Our very cells are the result of an alliance billions of years ago between mitochondria and their hosts. Individuals and species flourish by evolving ways of supporting mutual survival. A bird develops a beak which lets it feed on some part of a plant that other birds can't reach. This introduces diversity into the population's diet, reducing the strain on a particular food supply and leading to more for all. What of the poor plant, you ask? The birds, much like bees, are helping the plant by spreading its seeds after eating its fruit.

Survival of the fittest is a convenient way to justify the cutthroat ethos of a competitive marketplace, political landscape, and culture. But this perspective misconstrues the theories of Darwin as well as his successors. By viewing evolution though a strictly competitive lens, we miss the bigger story of our own social development and have trouble understanding humanity as one big, interconnected team.

The most successful of biology's creatures coexist in mutually beneficial ecosystems. It's hard for us to recognize such widespread cooperation. We tend to look at life forms as isolated from one another: a tree is a tree and a cow is a cow. But a tree is not a singular tree at all; it is the tip of a forest. Pull back far enough to see the whole, and one tree's struggle for survival merges with the more relevant story of its role in sustaining the larger system.

We also tend to miss nature's interconnections because they happen subtly, beneath the surface. We can't readily see or hear the way trees communicate. For instance, there's an invisible landscape of mushrooms and other fungi connecting the root systems of trees in a healthy forest. The underground network allows the trees to interact with one another and even exchange resources. In the summer, shorter evergreens are shaded by the canopies of taller trees. Incapable of reaching the light and photosynthesizing, they call through the fungus for the sun-drenched nutrients they need. The taller trees have plenty to spare, and send it to their shaded peers. The taller trees lose their leaves in the winter and themselves become incapable of photosynthesizing. At that point, the evergreens, now exposed to the sun, send their extra nutrients to their leafless community members. For their part, the underground fungi charge a small service fee, taking the nutrients they need in return for facilitating the exchange.

So the story we are taught in school about how trees of the forest compete to reach the sunlight isn't really true. They collaborate to reach the sunlight, by varying their strategies and sharing the fruits of their labor.

Trees protect one another as well. When the leaves of acacia trees come in contact with the saliva of a giraffe, they release a warning chemical into the air, triggering nearby acacias to release repellents specific to giraffes. Evolution has raised them to behave as if they were part of the same, self-preserving being.

This is section 8 of the book Team Human by Douglas Rushkoff, which is being serialized weekly on Medium.  

Wednesday, January 29, 2025

ANS -- 3 best and 3 worst US states to retire to: new ranking

This is something more light-hearted.  At least the comments at the end are, so read all the way to the end.  It's not long. 
I think their ranking over-valued "inexpensive to live in". 
--Kim




3 best and 3 worst US states to retire to: new ranking

James Julian
Dwelling News
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If I were to retire today, I'd make a beeline straight to my favorite area of Canada.

The Okanagan Valley is hot in the summer, reasonably mild in the winter, filled with big, beautiful lakes, and surrounded by three breathtaking mountain ranges.

Of course, there are many factors outside of weather and scenery that go into selecting a retirement location.

And as a new power ranking of the best places to retire to shows, the place you pick can have a lot to do with how happy you and your wallet are.

What are the 3 best and 3 worst states to retire to according to a new ranking?
What are the 3 best and 3 worst states to retire to according to a new ranking? (Licensed by the author under the Unsplash+ License)

Ranking the best U.S. states to retire to

The personal finance and lending site Bankrate recently analyzed dozens of data points to come up with a list of the best U.S. states to retire to — from worst to first.

Some of these will probably leave you scratching your head, but keep in mind the following category weights when you go through the list and it'll make more sense:

  1. Affordability (40 percent)
  2. Overall wellbeing (25 percent)
  3. Cost and quality of healthcare (20 percent)
  4. Weather (10 percent)
  5. Crime (5 percent)

In other words, affordability was the most important factor Bankrate considered.

So after all that, the best state to retire to is … DELAWARE?!

Yessir, according to Bankrate.

Here's their explanation:

"The First State isn't typically thought of as a retirement haven, but it has many strong selling points for retirees.

"Delaware is a tax-friendly state for retirees. It doesn't have state or local sales tax, and it doesn't tax Social Security benefits.

"It also has lower property taxes relative to the rest of the country, averaging roughly $1,939 annually…

"The state ranks well for racial and ethnic diversity, arts and entertainment establishments per 100,000 residents and overall well-being.

"Earthquakes, tornados, and hurricanes are also rare, and the climate is temperate."

While Delaware's cost of living, crime, and healthcare numbers were lower than some of the other top 5 states, it ranked beautifully in affordability areas like property taxes, sales tax, and home insurance.

So which other states ranked near the top?

There are more factors to consider than the weather when it comes to selecting a retirement location.
There are more factors to consider than the weather when it comes to selecting a retirement location. (Licensed by the author under the Unsplash+ License)

The top 5 best U.S. states to retire to

Again, some of these are going to seem weird at first glance.

Here's the rest of that top five, here they are:

  1. Delaware
  2. West Virginia
  3. Georgia
  4. South Carolina
  5. Missouri

So you can see here where the heavy weighting toward affordability comes into play.

Recently I published a story about the 5 cheapest states to buy a home in, and West Virginia came out on top with an average cost of $167,110.

Here's what I wrote then:

"The catch (there's always a catch) is that economic opportunities in these states are scarce as hell.

How bad is it?

I Googled 'Why are homes so cheap in West Virginia?' and it turned up this response on Quora:

"'I'm in WV, and most of the people are just plain dumb. You have dumb neighbors who do dumb things.

'This behavior runs down the neighborhood. I moved here because my son needed a house sitter, and I got stuck.

'I was dumb enough to come here, too, to my regret.'"

And the review went on like that for several more paragraphs.

Meanwhile, even the Bankrate rating had West Virginia as the worst state in the U.S. for access to healthcare, which seems kind of important when you're a senior!

So while some places might seem like ideal retirement spots from a cost perspective, sometimes you get what you pay for.

Meanwhile, several of the states Bankrate rated as the WORST to retire to would probably be dream landing spots for a lot of folks.

Let's look at some of those now.

Just because a state is popular, doesn't mean it's the right place for you.

The 5 worst U.S. states to retire to

According to Bankrate, the five worst states to retire to are:

  1. Alaska
  2. New York
  3. Washington
  4. California
  5. North Dakota

The sweeping vistas of Alaska, the exciting bustle of New York, the easy access to the outdoors of Washington, the sun and surf of California … they all come at a cost, which is the main reason these states rank so low.

My recent YouTube video looks at the 3 happiest and saddest states in the USA … something to consider when picking somewhere to retire to.

You get what you pay for

The right retirement spot will look different for everyone.

Maybe you love winter and hate the beach.

Maybe you don't have a ton of money but you're willing to pay a premium for that lakeside cottage.

There are also many priceless factors to consider, like proximity to your kids and grandkids.

Tell me:

Do you agree with the ranking of the best and worst retirement states?

Where would you retire to if you had the choice?

Hey pals, thank you for reading all the way to the end! Want to completely change your life and support my work at the same time? Check out my Power To-Do List today (affiliate link).

James Julian

Written by James Julian

James is a journalist, author, entrepreneur, and investor. YouTube: https://www.youtube.com/@JamesJulianWealth

Responses (31)

Kimc
Kimc

What are your thoughts?

I will retire in either Vermont, Maine, Colorado or any other New England state. I like snow and cold and liberals.

83

As someone who was born and raised in Massachusetts, I agree with you. And you'll get plenty of all three! 🙂

18

Haha..... that's funny, I like none of those three. I retired to South Carolina. Warm, friendly, and conservative. To each their own.

2

"To each their own."

☝️This.

3

I would never in my life.

Other than Delaware, their top 5 are among the worst states to move to. West Virginia, for god's sake! It's affordable because nobody would want to live there. Terrible health care, low economic opportunity, high crime, and whatever wellbeing comes from living surrounded by poverty.
Look at life expectancy: West Virginia - 50th, Missouri - 41, South Carolina - 43, Georgia - 38.
California is near the top. I'm old. alive, and in reasonable health for my age. I'll stay here. The weather is much nicer than other worst states.

36

Not to mention WV was one of the hardest states hit by the opioid disaster. Very high drug use.

19

North Dakota??? You've got to be kidding. We left 25 years ago when the state turned redder every year. Now it's a MAGA cult hellhole.

13

WA resident here. Totally agree this is a terrible place to move to. Stay away. Don't come. Scat.

80

I can see right through your comment....you're not fooling me! I'm in one of your nearby red states, looking to escape and I'm eyeing you!! Yet, rain, so much rain! You're right, I'm not coming. Everyone else, stay away too!

54

As someone on the cusp of retiring, who lives in Seattle since 1995, I support your comment. Terrible place to live. West Virginia and Missouri sound like better options. I will fall on my trekking pole and stay in Washington so other people don't have to.

9

You are a brave soul. Happy retirement!